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	<title>Why Consumption Be Your Personal Tax Preparer - Revision history</title>
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	<updated>2026-08-24T02:22:25Z</updated>
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	<entry>
		<id>https://noblehealth.wiki/index.php?title=Why_Consumption_Be_Your_Personal_Tax_Preparer&amp;diff=35001&amp;oldid=prev</id>
		<title>UHNLeonie107 at 16:29, 13 May 2026</title>
		<link rel="alternate" type="text/html" href="https://noblehealth.wiki/index.php?title=Why_Consumption_Be_Your_Personal_Tax_Preparer&amp;diff=35001&amp;oldid=prev"/>
		<updated>2026-05-13T16:29:23Z</updated>

		<summary type="html">&lt;p&gt;&lt;/p&gt;
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				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 16:29, 13 May 2026&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
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&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Right with the get-go -- this &lt;/del&gt;is &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;my area&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;I know the legalities &lt;/del&gt;and &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;practicalities &lt;/del&gt;of &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;the offshore world better than &lt;/del&gt;all &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;but, maybe, 500 experts across &lt;/del&gt;the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;globe&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;If &lt;/del&gt;you &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;won&#039;t know 1 &lt;/del&gt;of &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;these people (and none of them is &lt;/del&gt;for &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;a internet working to sell &lt;/del&gt;you &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;something) then please to be able to me with both ears&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pmaxwin138&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;firebaseapp&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com bokep&lt;/del&gt;]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pmaxwin138&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;firebaseapp&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com firebaseapp&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com]&lt;/del&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;4) Happen to be left &lt;/del&gt;with &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;your amount &lt;/del&gt;of taxable income. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Find out what percentage of one&lt;/del&gt;&#039;s &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;taxable &lt;/del&gt;income &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;it &lt;/del&gt;is &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;necessary &lt;/del&gt;to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pay by locating &lt;/del&gt;your &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;tax area&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;The IRS website will be in a position to tell you which tax bracket you below&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Late Returns &lt;/del&gt;- &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Inside your filed your &lt;/del&gt;tax &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;returns late&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;can you still take away the tax arrears? Yes&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;but only &lt;/del&gt;after &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;two years have passed since you filed the return along with IRS&lt;/del&gt;. This &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;requirement often &lt;/del&gt;is &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;where people discover problems when trying &lt;/del&gt;to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;discharge their liabilities&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;There &lt;/del&gt;is &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;completely no technique &lt;/del&gt;to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;open &lt;/del&gt;a &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;bank &lt;/del&gt;be the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;reason for &lt;/del&gt;a &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;COMPANY you own and put more than $10&lt;/del&gt;,&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;000 &lt;/del&gt;in &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;this post and &lt;/del&gt;not &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;report &lt;/del&gt;it, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;even a [https://www&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;fool&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com/search/solr.aspx?q=person%27s person&#039;s] &lt;/del&gt;don&#039;t to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;remain &lt;/del&gt;the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;budget&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;If simply make report it&#039;s very a serious felony and prima facie &lt;/del&gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pmaxwin138&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;firebaseapp&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com xnxx&lt;/del&gt;]&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;. Undoubtedly you&#039;ll be also charged &lt;/del&gt;with &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;money laundering&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The demand &lt;/del&gt;for &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;personal exemption application is generally basic. You simply transfer pricing need &lt;/del&gt;your &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Social Security number &lt;/del&gt;as well &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;as tinier businesses &lt;/del&gt;of &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;folks &lt;/del&gt;you &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;are claiming&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;We hear a lot about income taxes, but most people can&#039;t predict just just how much income-related taxes they&#039;re spending money. We&#039;re taxed by both our federal government and our state. Since the federal government takes the lion&#039;s share, &lt;/del&gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;www&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;reddit&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com/r/howto&lt;/del&gt;/&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;search?q=I%27ll%20pay I&#039;ll pay&lt;/del&gt;] &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;its taxes.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The great part will be the county has become their tax money to offer us with roads, fire and police departments, etc. Whether they use domestic or foreign investor dollars, all of us win!&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Tax paying hours are nightmares for many. Tax evasion is a crime but tax saving &lt;/ins&gt;is &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;proved to be smart financial management&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;You can save a significant amount of tax money ought to you follow some simple tips. For this, you need planning and proper techniques &lt;/ins&gt;and &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;strategies. You need to keep track &lt;/ins&gt;of all the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;receipts and save them in a good place&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;This aids &lt;/ins&gt;you &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;to avoid chaos arising at the very last minute &lt;/ins&gt;of &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;tax obtaining. Look &lt;/ins&gt;for &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;the deductions in the receipts carefully. These deductions in many cases help &lt;/ins&gt;you &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;by changing significant relief from taxes&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;surya&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;sistercityproject&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;org/ sistercityproject.org&lt;/ins&gt;]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Tax relief is an application offered by the government via you are relieved of the tax weight. This means how the money just isn&#039;t any longer owed, the debt is gone. Each month is typically offered to those who aren&#039;t able to pay their back taxes. Exactly how does it work? Is actually also very essential that you request the government for assistance before you audited for back place a burden on. If it seems you are deliberately avoiding taxes foods high in protein go to jail for &lt;/ins&gt;[https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;surya&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;sistercityproject&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;org/ anjing]! Adhere to what they you investigate the IRS and but let&#039;s let them know which are having difficulty paying your taxes just start the process moving advanced&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Because &lt;/ins&gt;with &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;the increasing tax rate of upper brackets, a reduction &lt;/ins&gt;of taxable income &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;having a higher bracket saves you more tax than very same reduction for just a lower clump&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;So let&lt;/ins&gt;&#039;s &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;compare the tax saving of contributing $1000 by a single individual with a $30,000 &lt;/ins&gt;income &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;with a single person with a $100,000.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;It &lt;/ins&gt;is &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;nearly impossible &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;get a foreign bank account without presenting a power bill. If the power company bill is from &lt;/ins&gt;your &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;U&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;S&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;, then why an individual been even trying?&lt;/ins&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Next, subtract the decimal equivalent rate from distinct.00. Multiply this sum by the decimal equivalent generate. Using the same example, for a pre&lt;/ins&gt;-tax &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;yield of.044 and a rate of a.25 (25%)&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;your equation is (1.00 room ).25) x.044 =.033&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;for an &lt;/ins&gt;after &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;tax yield of 3.30%&lt;/ins&gt;. This is &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;determined by multiplying the after tax yield by 100, in order &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;express it for a transfer pricing percentage&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Children allows you to qualified the EIC if they live with you for a six months of the year. If the child&#039;s parents are separated, just parent who &lt;/ins&gt;is &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;going &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;claim the tot towards the earned income credit is the parent who currently lives with &lt;/ins&gt;a &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;child. The EIC can be qualified for by way of foster children as sufficiently. Any and all children who can &lt;/ins&gt;be &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;used to look for &lt;/ins&gt;the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;EIC must have &lt;/ins&gt;a &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;valid social security number.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;An argument that tips&lt;/ins&gt;, in &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;some or all cases, are &lt;/ins&gt;not &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;compensation received for the performance of personal services&quot; still might work. But if &lt;/ins&gt;it &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;did not&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;I&#039;d expect the internal revenue service to assert this fees&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;This is why I put an alert label on top of this line&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;I &lt;/ins&gt;don&#039;t &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;want some unsuspecting server &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;get drawn proper fight &lt;/ins&gt;the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;affected individual can&#039;t manage to lose&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Discuss this &lt;/ins&gt;[https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;slashdot&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;org/index2&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pl?fhfilter=tax%20strategy tax strategy&lt;/ins&gt;] with &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;your tax expert and financial planner&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Consequently element through using lower your taxable income in order &lt;/ins&gt;for &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;you get advantage of tax benefits otherwise denied you on account of &lt;/ins&gt;your &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;income &lt;/ins&gt;as well &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;high. Be certain that your strategy is legitimate. Tend to be plenty &lt;/ins&gt;of &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;means and techniques to lower taxable income throughout rules, so &lt;/ins&gt;you &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;don&#039;t must be stray into unlawful approaches to protect your income from the taxman&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;surya&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;sistercityproject&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;org&lt;/ins&gt;/ &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;kontol&lt;/ins&gt;]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>UHNLeonie107</name></author>
	</entry>
	<entry>
		<id>https://noblehealth.wiki/index.php?title=Why_Consumption_Be_Your_Personal_Tax_Preparer&amp;diff=13996&amp;oldid=prev</id>
		<title>SharonShay: Created page with &quot;Right with the get-go -- this is my area. I know the legalities and practicalities of the offshore world better than all but, maybe, 500 experts across the globe. If you won&#039;t know 1 of these people (and none of them is for a internet working to sell you something) then please to be able to me with both ears.&lt;br&gt;&lt;br&gt;[https://pmaxwin138.firebaseapp.com bokep]&lt;br&gt;&lt;br&gt;[https://pmaxwin138.firebaseapp.com firebaseapp.com]&lt;br&gt;&lt;br&gt;4) Happen to be left with your amount of taxabl...&quot;</title>
		<link rel="alternate" type="text/html" href="https://noblehealth.wiki/index.php?title=Why_Consumption_Be_Your_Personal_Tax_Preparer&amp;diff=13996&amp;oldid=prev"/>
		<updated>2026-05-03T00:49:56Z</updated>

		<summary type="html">&lt;p&gt;Created page with &amp;quot;Right with the get-go -- this is my area. I know the legalities and practicalities of the offshore world better than all but, maybe, 500 experts across the globe. If you won&amp;#039;t know 1 of these people (and none of them is for a internet working to sell you something) then please to be able to me with both ears.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[https://pmaxwin138.firebaseapp.com bokep]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[https://pmaxwin138.firebaseapp.com firebaseapp.com]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;4) Happen to be left with your amount of taxabl...&amp;quot;&lt;/p&gt;
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		<author><name>SharonShay</name></author>
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